You've set ambitious goals. Let us finance it.

A joint venture between Macquarie Group and Mitsubishi HC Capital, we’ve set ourselves the challenge to create Australia’s best equipment finance and technology leasing experience.
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Equip your business for success without breaking the bank

Vestone Capital is a leading asset finance company that provides financing solutions for businesses of all sizes. We understand the challenges of running a business and the importance of having access to the right equipment and assets to stay competitive in today's market. Whether you're looking to purchase new equipment, upgrade existing assets, or expand your operations, we have the expertise and resources to help you succeed.

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Finance solutions

As one of Australia’s leading equipment finance lenders, we offer a variety of equipment finance options and terms that can be tailored to meet your specific financial needs and cash flow. Some of our available products include:

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The assets we finance

  • Technology
  • Energy
  • Plant and equipment
  • Medical equipment
  • Plus more…
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Our client portfolio

  • Public sector
  • Education and community
  • Professional and corporate
  • Healthcare
  • Construction
  • Manufacturing
  • Plus more…
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The Vestone Capital difference

How businesses purchase and use their business-critical assets has changed. It is about time the finance industry changed as well. Your options do not need to end with the type of finance you choose. Taking your situation into account, our Vestone Capital team can provide more choice and help you find the best equipment finance solution for your business.

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Asset lifecycle management

Owning and managing technology can be difficult and time-consuming. Our asset lifecycle management services allow you to refresh your hardware and seamlessly dispose of out-date equipment – enabling you to focus on what’s important.

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Managed services

With deep expertise in technology finance, we understand the importance of providing managed service options ideal for businesses who require simple and flexible hardware and services solutions.

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Complete finance solutions

Gain even more flexibility to tailor a finance solution to your business goals, with access to our escrow facilities, dial-up and dial-down options, sale-and-leaseback, and usage-based solutions.

Frequently Asked Questions

What information will I need to provide in my asset finance application?

You will need to provide your business details, contact information, and details of the assets that you wish to finance in your application. You may also be required to provide certain information to satisfy our ‘Know Your Customer’ (KYC) requirements under the Anti-Money Laundering and Counter Terrorism Financing law. If further information is required to support the assessment of the application, our team will be in touch to let you know.

Does Vestone Capital offer sale and leaseback on assets?

Yes, Vestone Capital considers the sale and leaseback of certain assets up to 6 months old subject to meeting credit requirements We can also help with environmentally friendly asset disposal for older assets that you may have. To find out more, please get in touch with our team.

Will I need to place a deposit to take out asset finance?

No. There is no requirement to place a deposit for asset finance with Vestone Capital.

Will this leasing option align with my organisation's sustainability targets?

Vestone Capital’s Sustainability Committee is leading the way in making sustainable decisions for our business, and our core equipment finance product supports a circular economy model that assists our clients in decreasing their carbon emissions and minimising e-waste in landfills. We also offer finance solutions for businesses looking to incorporate environmentally friendly assets and renewable energy.

Will finance options be tailored to my industry?

As the industries we work with are incredibly diverse, we offer tailored and flexible asset financing solutions to meet the specific needs and goals of our clients.

Do you provide finance for smaller organisations?

Yes – we offer finance solutions for all organisations, regardless of size.

What are my options at the end of the finance term?

Chattel Mortgage: A chattel mortgage is a secured business loan taken out to finance assets and may include a balloon payment at the end of term. At the end of the contracted term, considering all repayments and the balloon has been paid, you will receive full ownership and title the assets. 

Operating Lease: Another product option you may consider for asset financing is an operating lease. Under an operating lease, you make periodic lease payments to use the assets over the lease term. At the end of lease term, you have access to flexible options including: 


  • return the assets (subject to return conditions) 
  • extend the lease – either on a casual or fixed term basis 
  • purchase the equipment at Fair Market Value (as determined by Vestone Capital). 

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Striking the right balance between speed and smarts can mean the difference between getting ahead or falling behind. By teaming up with Vestone Capital, you’ll discover financing solutions that fit exactly how you need them to.

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Are you looking for finance?

Speak with your commercial finance broker about Vestone Capital.

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Talk directly to our team

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