Access finance for plant and machinery

Vestone Capital offers tailored finance solutions for heavy machinery

With our expertise in machinery finance, we aim to provide you with the necessary tools and resources to enhance your operational capabilities while optimising your financial goals. Whether you are looking to purchase, lease, or refinance plant and machinery, our team of dedicated professionals is ready to guide you through every step of the way.

Why finance plant and machinery?

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Maintain cash flow

We understand that large upfront capital investments can hinder your business growth. With our tailored plant and equipment finance solutions, you can spread the cost of machinery over time, preserving your working capital and ensuring liquidity for your business.

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Flexible repayments

Choose a repayment schedule that works for business. Our innovative plant and equipment loans allow you to spread the repayment of your plant and machinery over a predetermined schedule that provides you with much-needed flexibility.

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Tax benefits

Depending on your circumstances and the specific plant and machinery loan arrangement, you may be eligible to take advantage of tax incentives, such as depreciation allowances or tax credits, that can significantly reduce your overall tax liability. 

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Access the latest equipment

Financing your assets through Vestone Capital enables you to access cutting-edge equipment without tying up your capital in long-term investments. Stay ahead of the curve and continuously upgrade your plant and machinery to take full advantage of advancements in technology. 

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Manage heavy equipment risk

Managing risk is a critical aspect of any business decision, especially when it comes to acquiring and maintaining heavy equipment. With our tailored plant and machinery finance solutions, you can mitigate the potential risks associated with equipment ownership while also allocating your resources more effectively.

We understand your goals

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Length of term

Whether you require short-term financing for a specific project or a longer-term arrangement for ongoing equipment needs, we can customise the length of the term to align with your goals.

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Our team will work with you to design a repayment plan that ensures ease and convenience. To balance flexibility with stability, our repayment plans can be tailored to align with your revenue streams, seasonal fluctuations, or specific cash flow requirements.

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Type of asset

From manufacturing to construction equipment, our team has extensive knowledge and experience in machinery and plant finance solutions. This allows us to structure customised asset finance solutions that match your specific requirements.

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Staying up to date

When you partner with Vestone Capital, you gain access to our deep industry insights. Our team will assist you in identifying and procuring the most cutting-edge equipment available, allowing you to regularly update your assets.

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Types of plant and machinery we finance

Vestone Capital finances a wide range of assets, including:

– Excavators
– Dozers
– Forklifts
– Cranes
– Dump trucks
– Graders
– Loaders
– Compressors
– Vacuum pumps
– Air dryers and more

Other commercial equipment may be acceptable, get in touch with us to find out more.

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Our financial products

We have a range of equipment finance products and flexible terms available to best suit your cash-flow and finance needs.

Our products:
– Rental and operating lease
– Chattel mortgage
– Finance lease

Our finance terms range from 24 to 60 months.

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Finance specialists

Previously known as Macquarie Equipment Rentals, with over 25 years of experience in the Australian market, Vestone Capital is the result of a joint venture between Macquarie Group and Mitsubishi HC Capital.

Our experienced equipment finance specialists are here to help and will guide you through the end-to end finance process.

Frequently asked questions

What are the requirements for getting machinery finance from Vestone Capital?

You will need to provide your business details, contact information, and details of the assets that you wish to finance in your application. If further information is required to support the assessment of the application, our team will be in touch to let you know.

How do I apply for a loan with Vestone Capital?

You can either apply to Vestone Capital directly or through your finance broker. Once your application is submitted, our team of experts will review it promptly. We may reach out to you for additional information or clarification if needed to finalise our tailored plant and equipment finance solution. After a thorough evaluation, we will present you with financing options tailored to your needs and discuss the terms and conditions.

How long does it take for a finance application to be approved?

Our goal is to provide a decision within 48 hours of receiving a completed application.

Which sectors does Vestone Capital work with to finance machinery?

Vestone Capital works with a diverse range of sectors to finance machinery and equipment. Some of the sectors we commonly collaborate with include:

  • Manufacturing
  • Construction and infrastructure
  • Agriculture and farming
  • Energy and utilities
  • Transportation and logistics
  • Healthcare and medical
  • Mining and extractive industries
  • Printing and packaging
  • Food processing and manufacturing

How much can I borrow to finance machinery?

The amount you can borrow to finance machinery with Vestone Capital will depend on several factors, including your business’s financial standing, the specific equipment you wish to finance, and the terms and conditions of the loan. We offer a range of financing options to accommodate businesses of various sizes and industries.

What happens at the end of the lease or finance term?

At the end of the lease or finance term with Vestone Capital, the course of action will depend on the type of financing arrangement you have chosen.


For rental or operating leases, you typically have a few options. You can choose to return the equipment to Vestone Capital, thereby concluding the lease agreement. Alternatively, you may have the opportunity to renew the lease for an extended term or upgrade to newer equipment models. In some cases, there may also be an option to purchase the equipment at a pre-agreed price.


If you have chosen a chattel mortgage or equipment finance lease, the end of the term signifies the completion of your loan obligations. Once the final payment is made, you gain full ownership of the equipment. From that point onward, you have the freedom to continue using the equipment, modify it according to your needs, or explore other possibilities such as selling or trading it.

It’s important to carefully review the terms and conditions of your specific lease or finance agreement with Vestone Capital to fully understand the options available to you at the end of the term.

What happens if we default on our operating lease or software loan?

If you have any questions about what happens if you default on your operating lease or software loan, we recommend reviewing the terms and conditions of your loan agreement.

Get in touch

Striking the right balance between speed and smarts can mean the difference between getting ahead or falling behind. By teaming up with Vestone Capital, you’ll discover financing solutions that fit exactly how you need them to.

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Are you looking for finance?

Speak with your commercial finance broker about Vestone Capital.

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Want to talk directly to our team?

Contact us

Speak with a member of our team today.

Interested to know more about our financing options? Complete the contact form and our equipment specialists will be in touch.

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