Asset Financing Solutions
Our team at Vestone Capital delivers financing solutions made stronger with the fresh perspectives of our on-the-ground industry and asset specialists.
Financing Equipment and Technology
Helping our clients go further fuels our appetite to explore new types of assets.
While we have in-depth asset knowledge across a variety of asset classes, we are always willing to consider something new.
IT equipment
Leasing can be a cost efficient and flexible way to ensure your business and clients are equipped with the latest technology – whether in the office or at home. Our Vestone Capital team knows how to design finance to provide you with the equipment you need to remain connected, while assisting with managing overall technology spend.
Assets we can finance
- Desktops/laptops
- Smartphones/tablets
- Display screens
- Monitors
- Printers, copiers and scanners
- Network and communications
- Audio-visual and multimedia
- Servers and storage
- Specialist software
- Computer accessories
Energy assets
If you’re seeking finance support for your business, or you’re a broker looking for a financier that speaks your language, at Vestone Capital we have deep expertise in funding distributed energy assets.
Our knowledge of behind-the-meter assets, allows us to have a different perspective on how to design financing products to install energy assets in a cost-effective way.
Assets we can finance
- Microgrids
- Commercial solar
- Biomass and biogas
- Battery energy storage
- Alternative energy storage
- Building sensors
- Energy efficient lighting systems
- Cooling and heating systems
- Electric Vehicle infrastructure
- Solar PV systems
- Power factor correction
- Voltage optimisation
- Building management systems
- Battery storage
- Gas engines
- Metering and metering infrastructure
Leasing plant and equipment assets can be a cost efficient and flexible way to ensure your business is setup with the right equipment to deliver.
Our machinery finance solutions allow your business to match the length of finance with the length of a given project, spreading the cost over time.
Assets we can finance
- Excavators
- Wheel or skid steer loaders
- Forklifts
- Compressors
- Vacuum pumps
- Air Dryers
- Mobile cranes
- Elevated work platforms
Medical equipment
Equip your practice with the latest medical equipment and devices, while preserving your capital with the knowledge that by leasing your medical equipment you can update or upgrade it as you need to. We can tailor our medical finance solutions to suit you, your assets and your budgetary needs.
Assets we can finance (but not limited to)
- Endoscopes
- Camera stacks
- Surgical power tools
- Electro-surgical systems
- Monitoring systems
- Anaesthesia equipment
- Ultrasounds
- Dental treatment units
- X-ray and OPG (3D X-ray)
- Surgical lasers
- Refractometers
- PET scans
Looking for a custom solution?
At Vestone Capital, we understand that every business has unique equipment financing needs. If you have specific equipment in mind that requires a custom financing solution, our team of financial experts is here to help. We can work with you to create a financing package that is tailored to your specific business needs and helps you achieve your goals.
You get more choice
How businesses purchase and use their business-critical assets has changed. It is about time the finance industry changed as well. Your options do not need to end with the type of finance you choose. Taking your situation into account, our Vestone Capital team can provide more choice and help you find the best equipment finance solution for your business.
Asset lifecycle management
Owning and managing technology can be difficult and time-consuming. Our asset lifecycle management services allow you to refresh your hardware and seamlessly dispose of out-date equipment – enabling you to focus on what’s important.
Managed services
With deep expertise in technology finance, we understand the importance of providing managed service options ideal for businesses who require simple and flexible hardware and services solutions.
Asset lifecycle management
Gain even more flexibility to tailor a finance solution to your business goals, with access to our escrow facilities, dial-up and dial-down options, sale-and-leaseback, and usage-based solutions.
Relationships. Built on trust.
We can move faster – and work smarter – together. Keeping in sync with the needs of our clients, brokers and vendors is crucial to how we do things. You can trust us to be there for you – and to prove time and time again why you’ve put your trust in us.
Frequently asked questions
Do you offer financing for used equipment?
Yes. Vestone Capital offers financing for used equipment, subject to certain age restrictions. We understand that used equipment can often be a more cost-effective option for businesses looking to acquire assets while managing their cash flow, especially in the realm of corporate asset finance. However, we also recognise that older equipment can be less efficient and less environmentally friendly, which is why we have certain age restrictions in place.
How long will it take for my application to be approved?
At Vestone Capital, we understand that time is of the essence when it comes to asset finance services for your business. That’s why we aim to provide fast and efficient service to all of our clients. When it comes to approving your application, our experienced team of equipment loan lenders will aim to provide you with an answer within two business days.
Do you offer financing for installation and maintenance?
Yes. We understand that the cost of installation, maintenance, and service can add up quickly, which is why we offer financing solutions that can bundle these costs into your overall asset finance agreement.
As your asset finance partner, we strive to make financing for your business as convenient and hassle-free as possible. Our team of financial experts can work with you to create a financing solution that includes not just the cost of the equipment itself but also the installation, maintenance, and service costs associated with it.
By bundling these costs into your asset finance loan, you can simplify your financing arrangements and benefit from a single monthly payment. This can help you manage your cash flow more effectively and allow you to focus on your core business activities.
What documentation will my business need to provide?
Vestone Capital has a dedicated, low doc credit matrix for businesses. To apply, you will typically need to provide information such as your contact details, business details, and the details of the asset you wish to purchase. No financial records are required to apply for our asset loans.
What happens at the end of my lease term?
You have a few options at the end of your lease term.
Chattel Mortgage: You can take on a chattel mortgage, by which you receive funds to purchase equipment, and that device becomes the security for the loan. At the end of the contract term, considering all mortgage payments are made, you will receive full ownership of this device.
Operating Lease: You could also opt for an operating lease, by which you make payments only based on the use of the asset in question. With this corporate asset finance option, you will not be able to purchase the equipment but rather agree to pay per use.
Do you offer lease-to-own or rent-to-own arrangements?
Vestone Capital offers two types of asset finance leasing products for businesses looking to acquire assets: chattel mortgage and finance lease.
A chattel mortgage is a type of secured loan that is used to purchase assets such as equipment, vehicles, or machinery. The asset is used as collateral for the loan, and the business repays the loan in regular instalments over a fixed period of time. Once the loan is repaid in full, the business takes ownership of the asset.
A finance lease, on the other hand, is a type of lease agreement where the business leases the asset from Vestone Capital for a fixed period of time, typically 1-5 years. The business pays regular lease payments during this time, and at the end of the lease term, they can either return the asset to Vestone Capital, extend the lease, or purchase the asset at its residual value.
While these products are not lease-to-own or rent-to-own arrangements, they do provide businesses with flexibility and the ability to acquire assets without having to pay the full purchase price upfront.
Get in touch
Striking the right balance between speed and smarts can mean the difference between getting ahead or falling behind. By teaming up with Vestone Capital, you’ll discover financing solutions that fit exactly how you need them to.
So, you can keep on growing.
Are you looking for finance?
Speak with your commercial finance broker about Vestone Capital.
